Is your organization facing health plan premium increases and looking for options to lower rates without discounting benefits?
The Patient Protection and Affordable Care Act (PPACA) — laden with a number of new requirements, an employer mandate and unknown future costs — is prompting many employers to take a hard look at what they’re doing — and what they’re paying — for employee benefits. While cost-sharing and cost-shifting are common strategies, some small and midsize employers are taking an even bigger plunge into an alternative method of funding that once was feasible only for big companies: self-funded health care plans.
DISCOVER WHAT EMPLOYERS AND BENEFITS EXPERTS NEED TO KNOW:
- Advantages for small and midsized employers
- Reducing effects from health care reform
- Improving cost control with wellness programs
- Minimizing risk and avoiding pitfalls