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Risk Financing

ECM Solutions is an expert in the industry and understanding and utilizing all of the different types of risk transfer and financing mechanisms.  We believe strongly in exploring all possible options available to our clients and helping them understand which option might make the most sense for them, and why.  These solutions often include:

  • Traditional guaranteed cost / Fully insured programs
  • Partially self insured plans
  • Large deductible options
  • Retrospective or Loss sensitive programs
  • Captives
  • Bonding

We really appreciate our relationship with ECM that has been built over the past 15 years.  They continue to help us meet each new challenge as it arrives.

- Attorney Firm Client

Our team at ECM continues to exceed our expectations.  Whether it is through helping us analyze and reduce risk, or servicing our day to day needs:  they never disappoint.

- County Government Client

ECM came in and began to show us ways to save money about 3 years ago.  They were able to show us some areas of opportunity regarding cost savings that we previously never knew were possible.

- Manufacturing Client

ECM Proprietary Risk Process

  • Risk or Rate
  • Proprietary Process
  • Risk Financing
  • Flawed and Dangerous Process

Corporate Risk Solutions

  • Bonds and Surety
  • Business Interruption
  • Captive Insurance
  • Directors and Officers
  • Employment Practices
  • Errors and Omissions
  • General Liability
  • Property Coverages
  • Workers Compensation
ECM Solutions and Your Risk - Our Passion are trademarks of Edwards, Church & Muse, Inc
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